CGEWHO Kolkata (Phase III) Housing Scheme – Advertisement, Silent Feature and Scheme Brochure

CGEWHO Kolkata (Phase III) Housing Scheme – Advertisement, Silent Feature and Scheme Brochure –  New Housing Opportunity-CGEWHO’s Kolkata Phase III Housing Scheme

CENTRAL GOVERNMENT EMPLOYEES WELFARE HOUSING ORGANISATION

(An Autonomous body of Govt. of India, under the aegis of M/o Housing & Urban Affairs)
6th floor, `A’ Wing, Janpath Bhawan, Janpath, New Delhi-110001

Announces

Kolkata (Phase III) Housing Scheme
(WBRERA Registration No. HIRA/P/SOU/2021/001183)

ABOUT THE ORGANISATION: Central Government Employees Welfare Housing Organisation (CGEWHO) is a registered Society under the aegis of Ministry of Housing & Urban Affairs, Govt. of India. CGEWHO has successfully completed 33 housing projects all over India comprising 16,576 Dwelling Units (DUs). The housing scheme is announced on No-Profit No-Loss and self-financing basis.

LOCATION: The site is located at Diamond Harbour Road, Opposite Bharat Sevashram Sangha Hospital, Joka, South 24-Parganas, Kolkata, West Bengal – 700104.

ABOUT THE SCHEME: Applications are invited from Priority I & II eligible categories as under:

Priority I

• Central  Government Employees:  Serving  or  retired  Central  Government  Employees,  who  are covered by the definition as given in the Clause 3 of Part B of scheme brochure, will be eligible.
• Spouses of deceased employees: Spouses of the deceased Central Government Employees or deceased retired employees would be eligible, if the deceased employee would have qualified by criteria (i) above.
• Employees of CGEWHO, with a minimum of one year of service, will be eligible.

Note :

(i) 15%, 7.5% & 5% of the respective type of dwelling unit(s) will be reserved for scheduled caste, scheduled tribe & persons with disabilities of Priority-I applicants only as per CGEWHO Rule described in Clause 4 of Part-B of the Scheme Brochure.

Priority II

• Employees in service of Central PSUs, State Government, Union Territory Administration, Autonomous Bodies, Corporations, Nationalised Banks etc.
• Serving uniformed employees  of the Ministry of Defence and serving employees of Ministry of Railways.

SALIENTS FEATURES:

• Proximity of IIM Kolkata, Various Schools & Hospitals
• Swimming Pool;
• Solar Panels;
• Rain water harvesting;
• Sewage Treatment Plant;
• Organic waste composter;
• Kids Zone;
• Community Hall;
• Generator backup for common areas;
• Generator backup for 3 BHK – 3 KVA;
• Fire door at fire escape staircase;
• Intercom;
• CCTV surveillance.

SALE OF APPLICATIONS:

Interested applicants may obtain the ‘CGEWHO SCHEME BROCHURE’ containing Rules & Regulation, Agreement for Sale & Application form on payment of Rs. 500/- in cash or through Bank Draft in favour of “CGEWHO Kolkata Phase 3 HO Account” payable at New Delhi, from any of the following:-

• By downloading from CGEWHO’s official website. In such a case, Rs.500/- may be added towards cost of ‘CGEWHO SCHEME BROCHURE’ in processing fees.
• CGEWHO’s site office at the site is located at Diamond Harbour Road, Opposite Bharat Sevashram Sangha Hospital, Joka, South 24-Parganas, Kolkata, West Bengal – 700104
• CGEWHO’s Head Office at New Delhi.

For more information or clarification about Kolkata (Phase III) Housing Scheme kindly contact to the following official or visit our website “www.cgewho.in”

Site office:

Mr. Gousal Azam (Project Manager, Kolkata) : 7978466567
Mr. Golam Rasul Sheikh : 9804227054

Head Office:

Mr. Varender Beri :  7065044985
Mr. Chandan Singh : 7065044986

SCHEME OPEN FROM : 06/08/2023

SCHEME CLOSES ON : 15/09/2023

Note: Application forms dully completed are to be sent at CGEWHO’s Head Office.

PART- A : KOLKATA (PHASE III) HOUSING SCHEME

1.  INTRODUCTION / BACKGROUND :

i) Central Government Employees Welfare Housing Organization (CGEWHO), an autonomous body of Ministry of Housing & Urban Affairs, Government of India and registered under the Societies Registration Act 1860, specifically created for execution of housing projects for Central Government Employees, on ‘No Profit No Loss’ & ‘Self Financing’ basis throughout country. Recently Greater Noida Ph-I project consisting of 1794 DUs has been completed. Further, 4234 (Approx) dwelling units (DUs) are under various stages of planning and construction in cities like Chennai (TN), Greater Noida (UP), Visakhapatnam (AP) and SAS Nagar Mohali (Punjab). Till date CGEWHO has completed successfully the following 33 Projects at various locations.

ii) After successful completion of housing projects as mentioned above, CGEWHO is now launching its next housing scheme at Joka, South 24-Parganas, Kolkata (WB).

iii) This brochure outlines ‘Rules & Regulations’ governing the Kolkata (Phase III) Housing Scheme as per guidelines of the West Bengal Real Estate (Regulation and Development) Rules, 2021 alongwith ‘Agreement for Sale’ and Application Form’.

2 Location: The site is located at Diamond Harbour Road, Opposite Bharat Sevashram Sangha Hospital, Joka, South 24-Parganas, Kolkata, West Bengal – 700104 [Please refer to the location plan at cover page of this Brochure].

3 Salient Features:

• Proximity of IIM Kolkata, Various Schools & Hospitals
• Swimming Pool;
• Solar Panels;
• Rain water harvesting;
• Sewage Treatment Plant;
• Organic waste composter;
• Kids Zone;
• Community Hall;
• Generator backup for common areas;
• Generator backup for 3 BHK – 3 KVA;
• Fire door at fire escape staircase;
• Intercom;
• CCTV surveillance.

4. TENTATIVE DETAILS OF DWELLING UNITS/FLATS:

The project is planned with 236 nos of dwelling units with connected central amenities. The details of the dwelling units are as under:

5.BASICTECHNICAL SPECIFICATIONS:

6. PAYMENT SCHEDULE:

7. CONSTRUCTION SCHEDULE:

• Project work will be tentatively completed in December 2026 with the grace period of Six Months.
• While every effort will be made by the organization to ensure timely completion of the Projects, delays cannot be ruled out.
• Delay in offering possession of the dwelling units on ‘Force Majure’ ground as defined in the West Bengal Real Estate (Regulation and Development) Rules, 2021 [Para – 7] will prevail.
• CGEWHO render services to its allottees/beneficiaries as welfare measure through self-financing method and ‘No Profit No Loss’ concept.

8. LOAN ARRANGEMENTS:

House Building Advance is admissible to Central Government Employees for acquiring houses from the CGEWHO, as per OM No. I.17011/11/(4)/2016-H.III dated 09.11.2017, issued by the then Ministry of Housing & Urban Affairs against mortgage of the property, in favor of the President of India.

Note : KINDLY CHECK THE LATEST ORDER OF GoI FOR APPLICANTS THOSE WANT TO AVAIL HBA FROM GOVERNMENT DEPARTMENT(s). THE RESPONSIBILITY OF GETTING THE LOAN SANCTIONED AND ITS DISBURSEMENT SHALL SOLELY BE THAT OF THE APPLICANT(S)/ ALLOTTEE(S) WHO SHALL BE SOLELY RESPONSIBLE FOR ANY DELAY IN PAYMENTS FOR WHATSOEVER REASONS.

9. SALE OF APPLICATIONS:

i) Intending applicants may obtain the CGEWHO Rules Brochure at a cost of Rs.500/- in cash or through Bank Draft in favour of “CGEWHO Kolkata, Phase 3, HO Account” A/c No 0267101525022, payable at New Delhi from following points:

(ii) By downloading from CGEWHO’s official website [www.cgewho.in]. In such a case, Rs.500/- may be added towards cost of ‘CGEWHO SCHEME BROCHURE’ with the Booking Amount towards Processing Fees [including GST and Non-Refundable]

(iii) CGEWHO’s site office at Diamond Harbour Road, Joka, South 24-Parganas, Kolkata – 700104

(iv) CGEWHO’s Head Office at New Delhi.

10. RECEIPT OF APPLICATIONS:

Duly completed applications will be received ONLY at the Head Office at New Delhi, either by post or by hand. Applications by hand can be deposited in the office on all the working days.

Scheme open from w.e.f. 06/08/2023 (Sunday)
Scheme Closes on 15/09/2023 (Friday)

11. REGISTRATION OF APPLICATIONS:

On scrutiny of the Application Form, the applicant(s) will be registered for a dwelling unit in the Scheme provided it is complete in all respect. Incomplete application(s) is liable to be summarily rejected. CGEWHO will reserve the right to cancel registration or allotment in later stages in event of non-crediting of Booking Amount/ Earnest Money Deposit or processing fee paid along with the completed application.

12. CONFIRMATION OF BOOKING / ALLOTMENT:

After the receipt of application forms, complete in all respects, from all the eligible applicants, a ‘draw of lots/ allotment of specific DUs & parking’ will be conducted, within three months of the formal closure of the scheme or extension thereof, in the presence of an officer nominated by Ministry of Housing & Urban Affairs. The date of the ‘draw’ and its result either will be intimated to all the applicants and/or web-published. Successful applicants will be given ‘confirmation of booking’ by issuing an Allotment letter and Executing ‘Agreement for Sale

13. REFUNDS:

In case of over-subscription, refund to unsuccessful applicants will be made within forty-five working days from the date of draw which will be held within three months from the date of closure of the scheme or extension, if any. In case of under-subscription and if applications are received less than 50% of dwelling unit/Apartment/Flat(s) the refund will be made within six months from the closure of the scheme or extension thereof without interest.

14. AGREEMENT FOR SALE:

The Allottee will sign and deliver the Agreement for Sale with all the Schedules along with the payments due as stipulated in the Payment Plan within 30 (Thirty) days from the date of issue of Allotment Letter by CGEWHO and subsequently allottee will have to present for registration of the DUs before the concerned Sub-Registrar or the District Sub Registrar or the Registrar of Assurances, Kolkata.

15. IMPORTANT POINTS:

i) Change of Address: All correspondence will be made with the applicants/beneficiaries on the address mentioned at SI No. 13 of the Application Form. Any change of address should be notified to the CGEWHO, New Delhi, in the format given at Annexure-VI of Part ‘C’.

ii) In order to provide prompt and efficient service to the beneficiaries visiting our office, for deposit of applications, payment and with scheme enquiries, it will be entertained in our office on all working days between 0930 and 1300 Hours.

iii) Beneficiaries are advised to ensure that their Registration number and Name is mentioned correctly, while remitting payments and corresponding with this office.

iv) Beneficiaries are requested to send their payments under a separate covering letter and not to club their queries like Change of Address, in the same letter.

v) Call-up notices for instalments, for all the schemes, are sent to all the confirmed beneficiaries and published in our website [i.e. www.cgewho.in], mentioning therein the last date of payment. For payments received beyond the stipulated date, interest towards equalization charges becomes chargeable, as per Agreement for Sale. Waiver of Equalization Charges is not possible and hence beneficiaries are advised NOT to enter into avoidable correspondence requesting for waiver of interest towards equalization charges.

vi) Beneficiaries forwarding the Tripartite Agreement for availing HBA/ loan from HUDCO/HDFC/LICHFL/GICHFL etc. are requested to forward one extra copy of the agreement. All copies should be signed by the beneficiaries and duly witnessed. One copy will be retained and the remaining copies, duly signed by the authorised signatory, will be sent back to the beneficiary.

a) No interest is paid to beneficiaries to whom confirmed allotment has been made.

b) No interest is paid when a beneficiary withdraws from a scheme. Simple interest is paid to waiting list applicants @10% per annum, provided they are on the waiting list for a minimum period of one year.

c) Waiting list applicants will not be entitled to interest if allotment made to them is not accepted. However, they will not be charged any cancellation charges till thirty days from date of issue of allotment letter.

d) No interest is paid in case the beneficiaries change from higher to lower category.

e) No interest is paid for early payment of instalment.

f) No interest is paid if the project is delayed due to Force Meajure reasons

g) Computation of Equalisation Charges (Debit/Credit) will be done at the sole discretion of the CGEWHO.

h) CGEWHO is providing a service to the beneficiaries within its minimum means and resources. So the organisation’s liability towards the allotment of DUs shall be limited to refund of the amount deposited by the beneficiaries, in case the beneficiary is not satisfied with the quality of dwelling units being offered to him/er at the time of handing over possession of the dwelling unit/as well as for any delay in the project due to unavoidable circumstances, provided there is enough fund in the project account.

i) No compensation shall be admissible on any account or reason which may be noted by the applicants while applying for any of the CGEWHO’s Housing Scheme.

vii) Beneficiaries who are promoted from the waiting list will be charged equalization charges at the rate defined in the Agreement For Sale.

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